Valencia, Santa Clarita and Stevenson Ranch California real estate listings, home buying, selling and relocation information

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Resources: Valencia, Santa Clarita and Stevenson Ranch California home buying, real estate listings, and homes for sale in Los Angeles County, CA

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First Time Buyers >The Seller May Pay

The costs of buying a home may be daunting. For example, you may have finally saved enough for a down payment on your first home, with a little left over to buy the furniture you will need. Then you hear about having to pay closing costs you weren't anticipating, and this may seem like a real setback.

One way to cover such a shortage is to make the sellers an offer that calls for them to credit you for some of the closing costs. As a rule, the sellers may pay a maximum of 3 percent of the sales price if the buyer is putting five percent down. If the buyer is making a down payment of 10 percent or more, the seller can contribute up to 6 percent of the sales price to cover the buyer's closing costs. Some items, such as prepaid taxes and the first month's mortgage payment, must be paid by the buyers. Sellers may also contribute to paying the appraisal, points, title insurance, settlement attorney fees, state or local transfer taxes and similar items.

Keep in mind that if the credit is included in the price of the house, the appraiser will have to justify the amount, based on sales prices of similar homes in the neighborhood.

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Q	Where in the United States will you find the largest concentration of million-dollar homes?
A	There are almost 314,000 million-dollar homes in the United States, and 41% of these are located in California.
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Sharon Lajer, REALTORŽ, real estate agent and broker for Valencia, Santa Clarita and Stevenson Ranch California home listings, property and land for sale - NUMBER1EXPERT(tm)

Sharon Lajer, Broker Assoc., GRI, REALTOR
RE/MAX of Santa Clarita
"Each Office Independently Owned and Operated"
27720 Dickason Drive
Valencia, CA 91355
Office: 661.702.4707
Cell: 661.904.6222
Fax: 866.475.9556
Email: SHARONLAJER@NUMBER1EXPERT.COM
Email2: sharonscv@sbcglobal.net
Having lived in the area since 1980, Sharon has been a part of the dynamic growth of the Santa Clarita Valley. Over Twenty-seven years in the Real Estate Industry has only added to her expertise in knowing the ins and outs of buying ,selling and investing in this growing Real Estate market. Earning the coveted GRI (Graduate Real Estate Institution), QSC (Quality Service Certified) with a Platinum customer rating, and CDPE (Certified Distressed Property Expert) designations has enabled Sharon to provide her clients with a wealth of knowledge. She has helped hundreds of people find a home that suits their lifestyle and budget. Her diverse marketing creates the ability for her listings to be sold for the best price in the least amount of time. SERVICE is the keyword that exemplifies what she provides her many satisfied clients. For an intimate knowledge of the market and love of the valley she calls "Home", contact Sharon today for up to the minute info on availability and advice on buying or selling a home.

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