Valencia, Santa Clarita and Stevenson Ranch California real estate listings, home buying, selling and relocation information

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Testimonials: Valencia, Santa Clarita and Stevenson Ranch California home buying, real estate listings, and homes for sale in Los Angeles County, CA

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Titles >Do You Really Need Title Insurance

When a home is purchased, title insurance is one of the closing cost items on the closing statement. This insurance protects the buyer from defects in the title that are not discovered until after the closing. There are two kinds of title insurance--coverage that protects the lender for the balance of the mortgage if the buyers have a loan, and coverage that protects the buyers' equity in the property.

It is prudent to purchase owners' coverage because most of the title problems that arise after a closing are not from a sloppy title search, but are the result of inaccurate information in the public records. The ownership chain goes back a long way, and fraud or misrepresentation anywhere in the chain could mean big problems. Title insurance will protect you if a wife or husband did not properly sign off on the ownership papers or if the property was sold as part of an estate that was later disputed. Most people do not have to deal with the title insurance company after the closing, but this coverage could save your investment if a problem arises.

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Q	What is considered to be one of the soundest long-term investments?
A	Real estate has a long-term record of strong investment return and is a driving force of the national economy.
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Sharon Lajer, REALTORŽ, real estate agent and broker for Valencia, Santa Clarita and Stevenson Ranch California home listings, property and land for sale - NUMBER1EXPERT(tm)

Sharon Lajer, Broker Assoc., GRI, REALTOR
RE/MAX of Santa Clarita
"Each Office Independently Owned and Operated"
27720 Dickason Drive
Valencia, CA 91355
Office: 661.702.4707
Office 2: 661.222.7952
Fax: 866.475.9556
Email: SHARONLAJER@NUMBER1EXPERT.COM
Email2: sharonscv@sbcglobal.net
Having lived in the area since 1980, Sharon has been a part of the dynamic growth of the Santa Clarita Valley. Over Twenty-five years in the Real Estate Industry has only added to her expertise in knowing the ins and outs of buying ,selling and investing in this growing Real Estate market. Earning the coveted GRI (Graduate Real Estate Institution), QSC (Quality Service Certified) with a Platinum customer rating, and CDPE (Certified Distressed Property Expert) designations has enabled Sharon to provide her clients with a wealth of knowledge. She has helped hundreds of people find a home that suits their lifestyle and budget. SERVICE is the keyword that exemplifies what she provides her many satisfied clients. For an intimate knowledge of the market and love of the valley she calls "Home", contact Sharon today for up to the minute info on availability and advice on buying or selling a home.

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NUMBER1EXPERT™ in real estate for Valencia, Santa Clarita and Stevenson Ranch, California

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